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Ruth-Anne Douris

Ruth-Anne Douris

Let Me Help

If you would like to set up a casual meeting to receive assistance with the following:

how much you can afford to spend on a home
how to buy vs. rent
the value of your current home
mortgage pre-approval vs. mortgage pre-qualification
the additional costs encountered when purchasing a home
downpayments-how much do you need and potential sources
government programs

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How Much Can You Afford

Let me help you calculate:

How much you can afford to spend on a home and mortgage payments!
If you are currently paying rent-a mortgage may be affordable!

Complete the fields below :

(e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now.

To view the different results of your calculation, click on the various tabs.

To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$	Required
Monthly Debt:	$	Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage

Qualification

Affordability

Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

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